Midlands Hot Tubs - The Number One Choice For Spas

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Finance FAQs

SNAP! finance

SNAP! finance Explanation and Representative Example

We offer convenient financing options with flexible terms up to 48 months, with weekly or monthly payment options. Loans are available from £250 to £7,000, with a minimum customer deposit of £50.00. Representative 19.9% APR

All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can’t wait, let Snap pay for it, then settle within 4 months!*

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the whole balance within the Pay in 4 period.

Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1150, Annual Fixed Interest Rate 18.26%, Monthly Payment £34.05, Term 48 months, Total Payable £1684.40, Representative 19.9% APR

Midlands Hot Tubs is authorised and regulated by the Financial Conduct Authority (Firm reference number 123456). We are a credit broker, not a lender, and offer credit facilities from Snap Finance Ltd. Snap Finance Ltd act as the lender. Credit Subject to status. Terms and Conditions apply.

Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB


Novuna Finance

Novuna Finance Explanation and Representative Example

Option 1

Buy now, pay later — Defer your first monthly payment for 12 months from your delivery date. After this deferred period, you pay the balance over the remaining three years, with incurring interest of 19.90% APR. The repayment term is 48 months. A £29 fee is payable by customers who settle their amount within the deferred period.

Option 2

Interest bearing credit—Choose to pay for your goods using finance and pay interest on the amount borrowed alongside your monthly charge to pay the balance. The agreement can be taken over 24, 36, 48 and 60 months and the interest is 9.90% APR.

Option 3

Interest free credit—Pay a 50% deposit at the time of purchase with the interest free credit option for either a 12 or 24 month term. Your hot tub must be a minimum value of £5,999.

Just select the finance option on the product page or let the sales consultant know if you’re buying in our showrooms.